Cannabis Banking Services for Cultivators
Streamlined. Affordable. Secure.
Reliable Cultivator Banking Solutions
Confia memberships provide cannabis cultivators with the cannabis banking services they need to succeed. Through our robust cultivator banking account, cannabis farmers can access hassle-free, transparent, and secure transactions through sophisticated software and automated compliance.

CONVENIENT, ONLINE PLATFORM
With Confia’s easy-to-use digital platform, you can access cultivator banking solutions and do business from anywhere – even out in the field.

AFFORDABLE BANKING SERVICES
As businesses move away from cash payments, your Confia account allows you to work with anyone – no matter the payment preference.

AUTOMATED, COMPLIANT & SECURE
With Confia, your transactions are recorded and monitored to ensure legal compliance. The process is absolutely safe and fully transparent.

QUICK PAYMENT PROCESSING
Process large payments quickly and safely so you can effortlessly facilitate the growth of your small or large-scale cultivation.

CONVENIENT, ONLINE PLATFORM
With Confia’s easy-to-use digital platform, you can access cultivator banking solutions and do business from anywhere – even out in the field.

AFFORDABLE BANKING SERVICES
As businesses move away from cash payments, your Confia account allows you to work with anyone – no matter the payment preference.

AUTOMATED, COMPLIANT & SECURE
With Confia, your transactions are recorded and monitored to ensure legal compliance. The process is absolutely safe and fully transparent.

QUICK PAYMENT PROCESSING
Process large payments quickly and safely so you can effortlessly facilitate the growth of your small or large-scale cultivation.
Small Operators Account
We understand that businesses come in all shapes and sizes, so we created a custom cultivator banking account that is specifically designed to help our small operators succeed.

Lending Program Access
Obtain funds to grow your business

Incoming/Outgoing ACH
Process funds electronically and securely

Cash Deposits
Put money back into your business quickly

Digital Check Deposits
Ensure your money goes where it needs to

Up to 10 Transactions Per Month
Add additional transactions as needed

Incoming/Outgoing Wire
Move or direct money to any account
Cash Management Options
Understanding the importance of cash management in cannabis farming is essential. However, the roadblocks, security, and inconvenience of managing a business in cash can weigh the operation down. Cannabis cultivators who use Confia’s banking services benefit from our targeted support that the industry is otherwise lacking.
Confia’s cash management services include:
- White glove, armored car cash pick up
- Quick and seamless access to cash in your account
- Door-to-door service with vetted, insured, and bonded providers
- Convenient pick-up options that work around your schedule

Cultivator Benefits
User-friendly Platform
Access to Lending
Safety First
Increase the safety of your operation and reduce cash handling time
Operators Big & Small
Cultivations of every size can experience the benefits of cannabis banking services
Happy Vendors
Provide superior service through convenient payment options and consistent supply
Increase Business Opportunities
Do business with anyone in the cannabis space thanks to multiple payment options
Our Service Plans
Confia provides cannabis operators with a full scope of banking services at competitive rates.
Confia Network
Free
B2B Payments ($5 per transaction)
ConfiaPay (B2C Payments) 2.25%
Payroll & eChecks
Factoring & Lending Access
Connects to External Bank Account
Most Popular!
Confia Financial
Contact for Pricing
Business Marketplace Payments
ConfiaPay
Cash Deposits
Lending Program Access
Digital Check Deposits
Cashiers Checks
B2B Payments
Incoming/Outgoing ACH & Wires
Stop Order on Checks
Let's Work Together
Contact us to simplify your cannabis operation and banking services.
Frequently Asked Questions
Can cultivators use banks?
While cannabis legislation is slowly changing in the direction of reducing operators’ obstacles, they still face considerable problems. Accessing secure and efficient banking services remains one of the largest challenges cultivators need to overcome. Due to a lack of what’s sometimes referred to as “420-friendly banks”, cultivators are still mostly underbanked or completely unbanked.
Dependable partners, like Confia, help growers, and other businesses in the supply chain get the convenient and streamlined banking experience they deserve.
How to make your cultivation business more efficient?
One of the best ways to streamline your operations is to find a reputable banking partner. They will take care of the financial side of your business with services specifically geared toward cannabis operators. This will reduce your workload, ensure legal compliance, and facilitate your day-to-day operations.
How do cultivators pay their employees?
Because of the regulations surrounding cannabis on the federal level and most banks’ unwillingness to work with cultivators, many of them resort to paying their staff in cash. This is a risky and inconvenient practice that may give rise to legal issues
Since there are very few so-called “420-friendly banks”, it’s strongly advisable to partner with a provider of streamlined, cannabis-specific banking services. They will help you manage everything in an efficient and timely manner.
What should cultivators look for in a banking service provider?
To make sure your business has suitable support, you need a partner that meets your needs, such as:
- Offering an easy-to-use online platform
- Having reasonable prices
- Ensuring secure and automated transactions
- Enabling rapid payment processing
- Giving you access to lending opportunities
With Confia, cannabis operators can benefit from comprehensive and versatile banking services and grow their operations without impediments.
How can I access cultivator banking solutions?
Confia’s streamlined cannabis banking services are available to growers who need holistic support for all of their financial needs. By choosing one of our membership options, you’ll be accessing reliable banking assistance and optimizing your financial procedures. Reach out to us to boost your growth and become a leading player in the industry.
We can also give dispensaries a variety of funding opportunities as well as source capital for other cannabis operators. Select your package, reach out to us, and stand out in a rapidly expanding industry.
How do cultivators receive payments?
Some cultivators resort to operating on a cash-only basis because they have trouble accessing reliable financial solutions. However, electronic transfers are the only secure way to receive payments. Also, cultivators typically receive large payments at harvest time. Without secure banking solutions, their options for processing these payments are few and inefficient. In response to operators’ growing need for robust banking services, cannabis-targeted providers can manage your incoming payments as well as your other financial operations.